Homeowners Insurance

Discounts can help you save money on your insurance. Companies may offer premium discounts if you take steps to reduce the chances of a loss. Each company sets the amount of the discounts if offers to its policyholders. Some of the more common discounts are listed below:

• Impact-resistant roofs
• noncombustible roof
• Marking personal property with an identifying number(inspection required)
• Age of house (companies set own standards)
• Good claims experience for three consecutive years
• Other policies with same company or group (Bluebonnet combines policies for you)
• House insured to full replacement cost
• Senior citizens discount
• Burglar, fire, and smoke alarm systems
• Automatic sprinkler systems
• Fire extinguishers
• Home security devices

by installing automatic sprinkler systems, you may be entitled to a discount on your home owners insurance.

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